Health Insurances

EU/EEA and Swiss Citizens

All employees of UTA are entitled to occupational health care. Occupational health care does not cover e.g. possible hospital expenses, dental care or all specialist health care. For those expenses, you either have to pay the fees yourself or take a health insurance (e.g. www.marsh.be/sip) to cover them. EU/EEA and Swiss nationals are also entitled to acute health care with the European Health Insurance Card.

It is recommended you acquire a European Health Insurance Card from your home country before arriving in Finland. If you want to travel abroad during the term of your employment, e.g. visit your home country or travel as a tourist, you need a European Health Insurance Card in order to receive health care services in casual health issues.

In other than acute cases you either have to pay the fees yourself or take a health insurance (e.g. www.marsh.be/sip) to cover them. If you are considered to live in Finland permanently (over a year), you have the National Health Insurance (NHI) and are entitled to the same public health care services as Finnish nationals. The National Health Insurance (NHI) scheme is part of the Finnish social security system. Even an employment for more than four months usually gives you partially the right to Finland’s social security system.

Third Country Citizens

All employees of UTA are entitled to occupational health care. Occupational health care does not cover e.g. possible hospital expenses, dental care or all specialist health care. For those expenses, you either have to pay the fees yourself or take a health insurance (e.g. www.marsh.be/sip) to cover them.

If you are considered to live in Finland permanently (for over two years), you will be registered with a Municipality of Residence and you are covered by the National Health Insurance (NHI) and are entitled to the same public health care services as Finnish nationals. The National Health Insurance (NHI) scheme is part of the Finnish social security system.

If you arrive in Finland for less then two years, we warmly recommend you to take a health insurance (e.g. www.marsh.be/sip).